Tax and salary planning
Use salary, HRA, standard deduction and income tax guides before finalizing payroll or ITR inputs.
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Start here when you need context, examples and document checks before using a calculator or PDF generator. The hub keeps editorial guides, calculators and business workflows connected.
Use salary, HRA, standard deduction and income tax guides before finalizing payroll or ITR inputs.
Open tax calculatorUnderstand invoice fields, GST split, HSN/SAC usage and quotation-to-invoice handoff before downloading a PDF.
Create GST invoicePrepare quote scope, terms, validity and follow-up process so pricing conversations stay clear.
Create quotationThese pages give the site a stronger educational layer beyond simple tools and templates.
Understand the Rs 75,000 standard deduction in the new tax regime for salaried employees and pensioners, how it affects taxable income, zero-tax salary logic, and calculator inputs.
Clear guide for salaried employees on HRA exemption in the new tax regime, when old regime may still save tax, documents needed, and how to compare both regimes with calculators.
Step-by-step guide for the New Regime calculator. Learn which salary fields to enter, how deductions differ from old regime, and how to read taxable income results correctly.
Step-by-step Section 10(13A) HRA calculator guide for India. Learn how to use Basic + DA + rent, old regime rules, metro/non-metro limits, and documentation required for claim.
Compare metro vs non-metro HRA exemption in old regime with practical salary and rent examples. Understand 50% vs 40% cap and when it changes your taxable HRA.
Understand the frequently searched 4 years 240 days gratuity rule in India. Learn when it may apply, how to estimate with years and months, and what to verify before resignation.
Practical gratuity calculator guide for private employees in India. Learn which salary components to enter, how years/months affect estimate, and how gratuity tax exemption works.
Everything salaried employees need to know about EPF in India — contribution rates, current interest rate, withdrawal rules, tax treatment, and how to check your EPF balance online.
Complete guide to fixed deposits in India — compare bank FD rates, understand how interest is calculated, learn TDS rules, and discover strategies to maximize your FD returns in 2026.
Complete guide to gratuity calculation in India. Understand Section 4(2) of Payment of Gratuity Act, 5-year rule, formula, ₹25 lakh cap, tax exemption under 10(10), and worked examples for 8-year and 15-year employees.
Complete guide to Public Provident Fund (PPF) in India. Current interest rate 7.1%, 15-year lock-in, partial withdrawal rules, loan facility, Section 80C benefit, EEE status, comparison with FD/NPS, and worked examples.
Beginner's guide to SIP in India. Learn what SIP is, SIP vs lump sum, power of compounding with examples, step-up SIP, how to choose equity/debt/hybrid funds, ₹1000/month for 20 years example, and tax on mutual fund gains.
RealBill guides explain practical workflows and common examples. They are not a substitute for a CA, lawyer, financial planner or official government source. For filing, audit, loan, payroll and tax decisions, verify the final numbers and documents with the relevant professional or authority.