Free calculators for gratuity, PPF, EPF, EMI, SIP, FD, NPS and income tax. Enter your numbers and get instant results.
Guides: SIP vs FD (India) · ₹5,000 monthly SIP · Old vs new tax regime examples · EPF vs PPF vs NPS · EMI prepayment guide · Tool use-case guides. For numbers first, jump to the SIP calculator or FD calculator.
Calculate gratuity amount based on last drawn salary and years of service.
Use calculator →Public Provident Fund maturity and returns (current rate 7.1%).
Use calculator →Employee Provident Fund with employer contribution and maturity.
Use calculator →Home loan, car loan and personal loan EMI with interest breakup.
Use calculator →Monthly SIP maturity, return estimate and investment value.
Use calculator →Fixed deposit maturity and interest.
Use calculator →National Pension Scheme retirement corpus.
Use calculator →Old vs new tax regime comparison with slabs, rebate and cess.
Use calculator →House Rent Allowance exemption under Section 10(13A).
Use calculator →Exact age in years, months and days from date of birth.
Use calculator →GST amount with CGST/SGST/IGST breakup.
Use calculator →Find percentage of a number, what percent X is of Y, increase/decrease.
Use calculator →Body Mass Index with India-specific Asian BMI cutoffs.
Use calculator →These posts explain the assumptions behind the calculators, which helps both SEO and user confidence.
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Most users start with one number need: monthly cash flow, tax outgo, or retirement corpus. Use these goal clusters to pick the next action quickly.
Compare EMI burden, prepayment impact, and safer parking alternatives for near-term goals.
EMI · FD · Prepayment guide
Estimate old vs new regime, validate HRA exemption, and map NPS impact before payroll declarations.
Build corpus scenarios across EPF, PPF, NPS, and SIP instead of depending on a single product.
Go deeper with step-by-step workflow guides for specific scenarios, then return to the calculator when you are ready.
SIP planning workflows · GST invoice workflows · Rent and salary documentation workflows
Each calculator on RealBill is designed for quick scenario planning — enter your numbers and get instant results. They work entirely in your browser with no data sent to any server. For best results, run multiple scenarios with different assumptions (conservative, moderate, optimistic) rather than relying on a single projection. All calculators use standard Indian financial formulas and are updated for the current financial year.
For tax planning: Start with the Income Tax Calculator to compare old vs new regime, then use HRA and Gratuity for specific deductions. For investment planning: Compare SIP, PPF, and FD returns side by side for the same amount and tenure. For loans: Use the EMI Calculator before signing a loan agreement to understand your monthly commitment and total interest cost.